06 Mar

Share your story to win #KasasaProtect™

The Denver metro area was recently home to a shocking case of identity theft. This past December an Aurora woman’s credit card was used to buy four motorcycles, a Corvette, and thousands of dollars worth of merchandise at Home Depot, Sears, and Best Buy. The woman was alerted about the ID theft when the couple attempted to finance another Corvette!

Not every thief is as brazen as this one. Whether a thief plans to use your financial information for flashy purchases or a large number of smaller transactions that don’t seem as suspicious – you need someone – or better yet – a team of many – to help prevent identity theft and restore your confidence if your information gets into the wrong hands.

Ok, but tell me about the contest already!

Rocky Mountain Law Enforcement Federal Credit Union is sponsoring a contest to win one year of Kasasa Protect™ Fraud Protection for free! The contest runs from March 1st through the 15th. Simply share a photo or video of something or someone you protect and use the hashtag #KasasaProtect to enter. Kasasa Protect™ is a comprehensive identity protection and restoration solution available to RMLEFCU account holders.

What can Kasasa Protect™ do for me?

Kasasa Protect™investigates on your behalf. How? Kasasa Protect™performs Dark Web monitoring by scanning millions of international sources in real time. They also quickly pinpoint stolen data that could identify you, such as a social security number or medical identification numbers.

Kasasa Protect™steps up to bat when your personal identifying information is compromised. How? Say you’ve lost your wallet. One convenient point of contact will handle cancellation and replacement of all your important documents

Restoration through Kasasa Protect™ includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler’s checks.

To learn more click here.

Finally, go to RMLEFCU’s Facebook page and post your video or picture soon so you can rest easy knowing Kasasa Protect™ will safeguard your financial info!

Best of luck!

11 Nov

Kasasa Protect is Equal Parts Security Guard, Investigator and Crisis Manager

What is your Identity Theft Prevention Plan?

Do you have a plan in place if someone opened up multiple accounts in your name? If identity theft has happened to you, do you remember how much time and energy you spent trying to clear your name? How many phone calls and forms did you fill out? Do you have time to simultaneously monitor your credit report and online records? Even if you have the time, do you feel confident that you’ve taken all the necessary steps to safeguard your personal information?

These questions are uncomfortable, yes, but so is being unprepared for identity theft. Thankfully, RMLEFCU members with Kasasa accounts, and even those without, are eligible to sign up for Kasasa Protect. Kasasa Protect is a comprehensive identity protection and restoration solution available for a low price of $8 a month for Kasasa accounts and $12 each month for non-Kasasa account holders.

How Kasasa Protect is like a Security Guard

Kasasa dedicates employees to monitor your credit card accounts and credit reports so they can immediately alert you to any suspicious activity. Kasasa Protect uses 24/7 Credit Monitoring to keep you informed of any changes related to:

  • Loan data
  • Inquiries about your credit history
  • New accounts opened in your name
  • Judgments
  • Liens

A unique feature is Kasasa Protect’s Monthly Credit Score & Tracker.

Benefits include:

  • Kasasa employees regularly review your credit score, helping you stay on top of your credit
  • You can avoid the cost of pulling full credit reports
  • Kasasa monitors trends over time to find out what is changing your score
How Kasasa Protect is like an Investigator

Kasasa performs Dark Web monitoring by scanning millions of international sources in real time. They also quickly pinpoint stolen data that could identify you, such as a social security number or medical identification numbers.

How Kasasa Protect acts as a Crisis Manager

Say you lose your wallet. Kasasa Protect steps up with their Lost Wallet Protection features:

  • One convenient point of contact handles cancellation and replacement of all your important documents
  • Restoration through Kasasa includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler’s checks

If your personal information is compromised, Kasasa acts as Crisis Manager with Identity Restoration. Their experts work to get you peace of mind, providing helpful advice and resolution services as soon as the fraud has occurred. Certified specialists file, dispute, and resolve issues with your credit card companies and can file fraud alerts, place credit freezes and notify authorities on your behalf.

Finally, Kasasa Protect understands you may be interested in the service and not interested in being locked into a service contract. No problem. You can enroll in Kasasa Protect contract free. Ask your RMLEFCU representative how to enroll or go online to put Kasasa Protect to work for you.

09 Feb

Your Identity Has Been Stolen, Now What?

2.9.16 blog picOur January 13th blog post, “5 Ways to Avoid Having Your Identity Stolen” recommended pro-active steps with an emphasis on organization to stop identity theft from the earliest moment possible. In this blog post, let’s assume the worst has happened: your identity has been stolen.  Perhaps the thief has already used your information to open new credit card account? As soon as you are aware, what do you do to minimize the damage?

  1. Put a Fraud Alert on Your Credit Reports 

A fraud alert notifies lenders and creditors to take extra steps to verify your identity before extending credit. To place a 90-day fraud alert on all three of your credit reports, you only need to contact one of the three credit reporting agencies (ExperianEquifax, or TransUnion).

A fraud alert is great, but we recommend placing a security freeze on your credit reports. A freeze prevents creditors (except those with whom you already do business) from accessing your credit report(s)

  • Experia: https://www.experian.com/freeze/center.html
  • Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
  • TransUnion:https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp

When you place a fraud alert on your credit reports, you’re entitled to a free copy of your credit report from each of the three agencies.

  1. Contact Any Institution Directly Affected

For example, if you know your credit card was stolen, report the theft to the credit card issuer. If your checkbook was stolen, contact your bank. Don’t waste your time calling any of the individual retailers where your card was used. That’s like complaining to your neighbors when your mail gets delivered to their house. Your best bet is to take it up with the postal carrier.

This step was also referenced in our prevention focused blog post as #1 “Photocopy the contents of your wallet.” However, your thief may have decided to branch out and open brand new accounts with companies that you’ve never heard of, so be prepared to seek out their phone numbers online.

  1. Contact the Federal Trade Commission (FTC)

File an Identity Theft Affidavit and create an Identity Theft Report. You can file your report online, by phone: 1-877-ID THEFT (877-438-4338);

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