30 Apr

Keeping Your Money Safe While You Travel.

5 tips for keeping your money safe when you travel.

Keep your money safe while traveling.  RMLEFCUAre you traveling in the near future? Hopefully you have brought your sunscreen, packed your underwear in your carry-on, and put all your toiletries in a see through zip-loc plastic bag. When we travel, we are looking to enjoy our vacation but also protect ourselves from unforeseen circumstances (including body cavity searches from TSA agents.) We usually prepare for the specific trip we are going on by bringing bathing suits, jackets, or hiking boots, but the one thing we must prepare for in almost every trip is money.

I’m not necessarily talking about financing the trip. In this article we assume you have already saved up the money you will need or have taken advantage of our special summer travel promotion loan for $2500 at 5.95% APR* with 12 months to repay (contact us if you are interested in this loan!) We are talking about protecting the money you have for travel and making sure you don’t get stranded! Here are some helpful travel tips to protect your money while on vacation.  Read More

09 Apr

Advice on How to Use Your Tax Refund

How to spend your tax return RMLEFCU Save it, invest it, spend it or pay down some debt? These are all options on how you can use your tax refund check this year. Although it seems like a bonus, a tax refund is technically money you earned, paid the government in advance, and they are now returning it to you. Thus, a tax refund check should be looked at like a savings account you didn’t know you had rather than a gift from Uncle Sam.

So, what should you do with it? The right answer can only be found by looking at your current financial situation and weighing your options. Here are some tips to help you determine the best use of your tax refund based on your particular circumstances. Read More