26 Mar

RMLEFCU’s Car Buying Process Made Simple with AutoTrek

autotrek

Here at RMLEFCU, we have the privilege of partnering with AutoTrek to bring our members great car buying benefits and rates. If you like the sound of saving hundreds, if not thousands, on your next vehicle purchase, we encourage you to read on.

Great Rates on Auto Loans

RMLEFCU offers members competitive rates on new or used vehicles. It’s our goal to make the car buying process as fun as possible, not stressful!

That’s why we offer:

  • Up to 110% financing
  • Variety of repayment terms available — up to 72 months
  • Pre-approval available for extra bargaining power at the dealership
  • Insurance options
  • Easy application process
  • Quick, local decision-making
  • Attentive, friendly service from start to finish

To learn more, visit our website or watch Jen describe how easy it is to apply for an auto loan.

Car Buying Resources

With an automotive resource like AutoTrek RMLEFCU members have access to everything they need to make an informed car buying decision.

Some great services they offer include:

  • Vehicle location
  • Price negotiations
  • Vehicle history reports
  • Vehicle research tools
  • Excellent trade in value
  • Purchase assistance

Exclusive to RMLEFCU customers, they also offer access to:

  • Over 100 in-stock certified pre-owned vehicles
  • Over 50,000 pre-owned vehicles through our exclusive dealer network
  • Fleet pricing available on any new make or model, all rebates and incentives are included

When it comes to car shopping, make sure you stop by or request a quote from RMLEFCU on an auto loan before making a decision. You’ll be glad you did.

Have questions about the car buying process or our auto loan rates? Visit our website, stop by a branch, or give us a call at (303) 458-6660.

19 Mar

Simplifying Payments

Simplifying Payments

Here at RMLEFCU, we’re all about making things as simple as possible. That’s why we have a few tips and suggestions on simplifying payments by using your RMLEFCU cards and accounts.

Recurring Payments

By using your RMLEFCU accounts when setting up recurring payments, you can maximize your rewards and get the most out of your account benefits. For example, if you set up your Netflix bill to pull from your RMLEFCU Free Kasasa Cash Back account, you will be getting 3% cash back on that charge every month. Odds are, you have payments like this set to automatically pull from set accounts, so why not earn a little cash back while doing it!  Learn more about our Free Kasasa Cash Back account here and see how much cash back you could be getting.

Saving Your Card Information on Websites

We’ve all been there. You’re shopping at your favorite online retailer, and at the checkout, they ask if you would like to save your card information. The answer is yes! Not only will this make your checkout quicker and more convenient for next time, but if you use the same card or account for all online purchases, it will make your spending a bit easier to track. For example, if you save your RMLEFCU Visa debit or credit card information on all of your favorite online retailers’ sites, you only have to log onto RMLEFCU’s online or mobile banking platform to view all statements instead of visiting multiple sites for various cards. This will save you time and the headache of having to keep track of spending on multiple accounts and platforms.

Simple Budgeting

By using the same account to make everyday purchases with, you can more easily track your spending and create a more accurate budget. When using the RMLEFCU online banking budget tool, you are able to select certain accounts and categorize events to track. For example, if you want to be more conscious of how much you spend on going out to eat, you can make an effort to only use your RMLEFCU Visa debit card when making purchases at restaurants and set up a budget to categorize your spending at retailers that fall under that category. This will allow you to see how much you are spending on going out to eat and adjust accordingly.

When it comes to simplifying the way you pay, we’re here to help. By using your RMLEFCU accounts wherever possible and following these suggestions, you’ll be on your way to simplifying payments in no time! If you have any questions about accounts or budgeting, feel free to stop by a branch or give us a call at 303-458-6660.

07 Mar

How to Avoid Tax-Related Identity Theft

Tax season is upon us once again, and we’re here to give you a few friendly reminders and tips on how to protect your identity as best you can.

What is Tax-Related Identity Theft?

Tax-related identity theft is when someone uses your Social Security Number (SSN) to claim a tax return with the IRS. People usually discover this has happened when they attempt to file their own taxes and are notified that someone has already submitted a claim with their SSN.

How to Prevent It

It is much easier (and less of a headache) to take preventative measures to protect your identity rather than repair the damage after it has already been stolen. Here are some simple ways you can help prevent tax-related identity theft.

Protect Your Sensitive Information

The best way to prevent identity theft is to protect your sensitive financial information. This can be done by taking precautions such as not carrying your Social Security card on your person and taking care to shred all documents with sensitive information that a thief could potentially get a hold of.

Don’t Fall Victim to Scams

Around tax time there are plenty of scams that go around via phone call and email that will claim they are the IRS. They will typically request that you update your information or submit a payment without being sent a bill first. Beware of these scams, as they are not from the IRS, and, if you do receive one, report the incident directly to the IRS before doing anything.

Get an Identity Protection Service

Identity protection services are a great way to ensure that your personal information stays out of the wrong hands. They provide comprehensive identity protection and constantly monitor for fraudulent activity, alerting you if any suspicious activity occurs. RMLEFCU checking account holders are eligible to enroll in Kasasa Protect, our affordable identity protection and restoration solution, at any time. It begins working immediately to give you peace of mind and requires no commitment or contract.

By keeping these suggestions in mind and being aware of your sensitive personal information, you can greatly decrease the possibility of falling victim to tax-related identity theft during this tax season. If you have any questions or concerns about Kasasa Protect or your RMLEFCU accounts, please give us a call at 303-458-6660, or stop into one of our branches.