This last year has been challenging. Many people are finding themselves in a tight spot when it comes to applying for auto loans. A low credit score or a lack of credit history can make the application process more stressful than it has to be. Luckily, RMLEFCU is committed to helping its car-seeking members, even in the toughest situations.
The Credit Union Difference
A credit union like RMLEFCU is a non-profit organization that typically offers lower fees, higher savings rates, and a more personalized approach to helping their members than traditional banks do. We are committed to building strong relationships with our members… mainly because we are our members!
The credit union is 100% owned by its members and operates completely democratically. Earnings are returned to members as competitive dividend rates on savings, lower rates on loans, and additional services. This means exhibiting a bit more flexibility when it comes to members who are struggling to make ends meet.
What is the Second Chance Auto Loan
This RMLEFCU-only member benefit can lower your auto loan rate up to 2% APR* if timely and complete payments are made during the first six months!
Even better, there are several other benefits to working with us for your auto loans, including the option to refinance your current vehicle and get up to 90 days of no payments. We also offer very competitive rates on new and used vehicles with pre-approval available for extra bargaining power at the dealership. Repayment options vary and so do insurance options!
How to Apply
Don’t let a less than ideal credit score interfere with driving the best car for you and your family! Give us a call at 303.458.6660 or shoot us an email at firstname.lastname@example.org to apply for your Second Chance Auto Loan today.
*Annual Percentage Rate. With approved credit. Some restrictions may apply. Rate subject to change.