05 Nov

How to Spend your Holiday SlideBy Cash

Holiday SlideBy Present Cash Budget

The Holiday SlideBy may be our most anticipated offer every year! Free up some welcome cash for seasonal needs by skipping loan payments in November or December with RMLEFCU’s Holiday Loan SlideBy.

Complete the coupon — which includes your agreement to pay a $25 processing fee for each loan payment skipped (all loans must be current) — and return it to RMLEFCU. Most consumer loans qualify. (Sorry, no lines of credit, VISA or mortgage loans—see details.)

Once approved, you have the freedom of skipping either your November or December payment — so you’ll have the dough to put some go-go-go in your Ho-Ho-Ho! While you’re waiting for your coupon to be approved, here are a few things you can spend your extra cash on!

Holiday Travel

Holidays are not cheap. Visiting family and hosting dinners can add up. The extra cash you save from your Holiday SlideBy can help alleviate some of the costs and even provide the funds for you to travel this year! The holiday season is all about spending time with friends and family and being grateful. It’s not meant to be about cooking the perfect meal or hosting the perfect party. Focusing on that is going to run you ragged! Relax and have fun with your loved ones this year with a little help from RMLEFCU.

Fix Something That’s Broken

Extra cash means you can finally get fix that broken HVAC unit or get your car checked out! Applying for the Holiday SlideBy means you can have one less payment on a loan. You can put that money toward fixing whatever’s been on the back of your mind. Check one more thing off your list this holiday season with RMLEFCU’s Holiday SlideBy.

Invest in Yourself

The holidays are all about giving, but what about giving back to yourself? This extra cash from our Holiday SlideBy program can give you the extra push to develop a new hobby or take a class! Hobbies are a great way to decrease your stress level. You can use this extra cash to find a local class or purchase the items needed to start your hobby! You can also use this cash to take a class for additional certification in your industry.

Whatever you decide to spend your Holiday SlideBy cash on, RMLEFCU is here to help you free up some extra cash this holiday season. If you have any questions about our Holiday SlideBy process, give us a call at 303-458-6660.

25 Oct

How to Save Money During Thanksgiving Weekend

thanksgiving savings dinner table turkey

If you’ve ever hosted Thanksgiving, then you know how easy it is to rack up a large bill. Turkeys, casseroles, sides, pies, and cakes can all add up to an enormous grocery bill, and if you decide to decorate… It can get expensive!  To help you out this Thanksgiving, here are a few ways you can easily save money and keep on your holiday budget.

Prioritize Holiday Plans

The holiday season lasts for several months, just focusing on Thanksgiving can mean ignoring all the other holidays, which can cause some problems down the line. It’s important to plan out all the things you’d like to do between now and the new year. Incorporate travel, gifts, dinners, and parties and rank these events on their level of importance.

For instance, you might decide to stay home for Thanksgiving, so you have a little extra cash for presents or travel during Christmas. Or perhaps vice versa, have a Thanksgiving trip to see family or friends and cut back on Christmas plans.

Make a Budget

After prioritizing your plans, you can create a budget that reflects the priority of each holiday for the upcoming season. Before you decide to buy groceries or snag some good deals on gifts, take a quick peek at your budget to make sure you’re staying on track.

Having a budget for the holidays will ensure you don’t overspend and are left with a pile of debt. If you need a little extra cash for the holidays, check out RMLEFCU’s Holiday SlideBy! We’re offering an option to skip a payment on a loan in November or December. This is a great way to have a little extra cash for the holidays.

Keep Things Simple

It’s easy to forget what Thanksgiving is all about: being thankful. With Pinterest boards, Instagram, and Black Friday sales, it’s easy to get wound up in hosting the perfect Thanksgiving and getting the best deals on gifts. Reunite with the core meaning of the holidays and with this in mind, think about simplifying these two things so that you have more time to spend with the people you love:

  • Decorations
    Encourage DIY decorations, like paper turkeys or fun garlands! Gather pinecones outside for a pretty, natural, and inexpensive centerpiece! You can also stretch a roll of butcher paper across the table with crayons and markers with prompts like “I’m thankful for . . .” to create a meaningful and collaborative tablecloth!
  • Dinner
    Focus on a few key dishes like the turkey or a ham, two of your favorite sides and one dessert. Leave the rest of your ideas for another time. Sticking to basics will ensure everyone is happy and an easy, low-stress Thanksgiving dinner.

Shop Smart

Black Friday and Cyber Monday are two big consumer holidays that immediately follow Thanksgiving. This can add up to a very expensive weekend. As long as you’ve already made a list of what you want to purchase for gifts or a budget you’re sticking to, it should be an easy weekend to navigate. Stay on track by researching sales and making a specific shopping list before heading to the store or sitting down at your computer.

Remember, Thanksgiving is all about spending time with friends and family and being grateful. It’s not meant to be about cooking the perfect meal or hosting the perfect party. Focusing on that is going to run you ragged! Relax and have fun with Thanksgiving this year. If you have any questions about our Holiday SlideBy promotion, give us a call at 303-458-6660.