18 Aug

4 Reasons to Ditch Your Tent and Purchase an RV

If a self-proclaimed camping purist scoffs at an RV or camper it can only mean two things: 1) They have never tried it or 2) They genuinely enjoy roughing it and being uncomfortable. If it’s the latter, there’s no convincing them. They are at peace sleeping on a pad as thick as a yoga mat and it’s best to let them be.

For everyone except the most extreme mountain types, there are four main reasons that an RV/Camper is a better choice than a standard tent.

  • You will save money on hotel stays with an RV/Camper
    The average hotel stay in Durango, CO is between $100-200 a night. That is before taxes and fees for any extra guests beyond the allotted number per room, pet fees, and even fees for parking. Compare this to a single site during peak season at Durango’s Junction Creek campground that is $24 per night. If you opt to stay on the Bureau of Land Management land, you will pay $0. In a hotel without access to a kitchen, you will also spend roughly $50 per meal for a family of four. Compare this to cooking in your RV or camper where the total meal cost is significantly lower.
  • An RV/camper provides more protection from human or animal threats
    While a tent’s fabric walls can protect you from insects and snakes, they’re no match for a bear or cougar. Yes, animal attacks are rare but better to play it safe and not turn into a tasty treat or chew toy for a hungry mammal. Sometimes it’s the sound of a coyote, wolf, or unidentified animal that makes it hard to sleep. If you are inside your camper or RV, you likely won’t be bothered.
  • There’s no need to pack and unpack with an RV/Camper. Do you have a storage shed or basement full of camping gear? Between portable stoves, sleeping pads and bags, tents, and tables, there is a lot of gear that must be packed and unpacked and stored after every camping trip. If you have an RV or camper you can store what you need inside and either hook it up to your tow hitch or drive it away when it’s time to go. The more you move around your camping supplies, the more chance that you will misplace or lose them. You’re protecting your gear when you invest in an RV or camper.
  • You are more likely to ACTUALLY go camping than you would with just a tent. Additional reasons you will look forward to camping in an RV over a tent is because you’ll have a better night’s sleep on a bed than you would on a cot or sleeping pad – plus you’ll stay warmer inside an RV or camper’s walls. If your family members hesitate for any of the above reasons or complain about comfort, these roadblocks can be easily overcome with the purchase of an RV or camper.

If you’re ready to rev up an RV, RMLEFCU offers its’ members competitive rates on RV loans. Whether you are considering a motorhome, fifth-wheel camper, or teardrop, we have a variety of repayment terms available. Our application process is quick and painless and you can start online today! If you have any questions, please call us at (303) 458-6660.

02 Jul

Summer Fun with a Summer Loan

family having fun in the summer in convertible car

Get a head start to your summer with a summer loan! If you’ve been dreaming about that vacation you’ve wanted to take for years or maybe that backyard renovation, RMLEFCU can help with all your summer plans with a personal loan! These costs can be a bit tricky to finance but with RMLEFCU on your side, we can help you fund your summer goals!

Not sure what to do with your summer loan? Here are some great ideas for the summer of your dreams:

  • Family vacation
  • A cruise
  • Landscaping
  • Patio furniture
  • Swimming pool
  • Camping equipment
  • Entertainment system

Once you’ve decided what you want to use your summer loan on, let’s get started on how to use it so you can maximize your funds for the best summer ever.

Research

After you’ve decided how you want to use your summer loan, then comes the research. Plan out all the costs of your project or vacation to get a rough estimate of how much you should borrow. RMLEFCU offers competitive rates for a wide variety of personal needs and loans up to $10,000!

Budget

The best way to finance your renovations or vacations is to supplement part of the costs with a loan and pay what you can afford. See if you can DIY some things or cut costs here and there on your vacation. This will bring down your loan total and with RMLEFCU, you can choose a variety of repayment terms.

Financing Options

 With your budget set and total estimated, it’s easier to shop around for your summer loan. RMLEFCU offers a variety of different rates and options. You can choose between a secured and unsecured loan with competitive rates and a variety of repayment terms all in an easy application process. If you have any questions about your summer loan, you’ll receive attentive, friendly service from start to finish. And don’t worry! RMLEFCU has quick, local decision-making so you won’t have to wait too long to get started on your vacation or renovation.

Speak to a lender today to finance your dreams. Call us at 303-564-6660 or email us at lending@rmlefcu.org.