The holiday season can sneak up on us. It can feel overwhelming when you start thinking about all the things you have to do and buy, especially if your holiday budget didn’t garner as much cash as you planned.
From gifts to travel expenses and food, the holiday season is an undoubtedly expensive time. A holiday loan is our favorite way to ring in the holiday spirit and send away all of that holiday stress.
What is a Holiday Loan?
A holiday loan is an unsecured loan that typically has a fixed interest rate, which means it doesn’t change during the life of the loan and is paid off in monthly installments. Even if the interest rate on a holiday loan is marginally higher than on collateral-backed loans, it still is not as high as the annual percentage rate (APR) that would be on credit card charges.
This year, our holiday loan is something to get excited about! You can borrow up to $5,000 and take up to 12 months to repay! And, to make matters even cheerier, you’ll be able to enjoy a rate as low as 7.0% APR*.
Is a Holiday Loan Right for Me?
It’s always better to be safe instead of sorry. Even if you have saved up for this holiday season, an unexpected expense like a broken water heater or a car repair can throw your entire holiday budget off course in a flash. Having a holiday loan is an easy way to ensure that, should the worst happen, you can take care of it and have enough dough to make the holiday season go smoothly. Plus, with 12 months to repay the loan, you’ll have plenty of time to pay it off.
Make this Holiday Season Your Best Yet
Making sure your holiday season is indeed the most wonderful time of the year is only a click away.
If you have any questions, please don’t hesitate to drop by one of our branches or give us a call at 303.458.6660.
*Annual Percentage Rate. With approved credit. Some restrictions may apply.