What Kind of Checking Account is Right for You?

It can be daunting to pinpoint what type of checking account is best for you, especially when thinking about monthly maintenance fees, direct deposit capabilities, digital banking options, and overdraft fees.

Luckily, RMLEFCU has the experience, resources, and tools to help you make a sound financial decision—plus, we have a few money-saving surprises for whatever checking account you choose.

Before jumping to open a checking account, it’s important to take a step back and consider your options. After all, not all checking accounts are created alike. The same applies to your financial situation. Your finances are unique to you, so your checking account should complement it.

RMLEFCU has a few incredible a few options to choose from, and we know there is one that is bound to fit right in with your financial needs.

Basic Checking Account

Best for: The Member

Our Basic Checking Account can best be described in two words: checking simplified. This kind of checking account is simple to open, and it’s free! Not only that, but you receive a free debit card that can earn you LEO rewards, too.

A Basic Checking Account is best for folks who solely need an ordinary banking account.

Other Perks:

No monthly maintenance fees (or any fees, for that matter!)

$0 minimum opening deposit

12 free ATM withdrawals per month (in-network)

Free bill pay

Free digital banking

Add Kasasa Protect™ to your account for a comprehensive fraud protection and restoration solution

Kasasa Cash Back Checking

Best for: The Spender

Do you use your debit card for numerous transactions a month? The Kasasa Cash Back Checking Account may be a good fit for you; you can enjoy cash back on your everyday debit card purchases (which makes shopping a heck of a lot more guilt-free)!

In other words, with Kasasa Cash Back Checking, you can earn up to 2% cash back* on debit card purchases with no category restrictions (that’s about $72 a year!). Cash back is earned on up to $300 in purchases monthly.

Other Perks:

No monthly maintenance fees (or any other fees)

Refunds on ATM withdrawal fees up to $25 monthly

Free bill pay

Free digital banking

Add Kasasa Protect™ to your account for a comprehensive fraud protection and restoration solution.

Kasasa Cash Checking

Best for: The Saver

With Kasasa Cash Checking, things get a little more interesting. These accounts enjoy 2% APY* on balances up to $10,000, and between .41% and 2% APY* on balances over $10,000. Even better, you can earn .05% APY even when qualifications aren’t met.

Other Perks:

No monthly maintenance fees (or any fees, for that matter!)

Refunds on ATM withdrawal fees up to $25 monthly

Free bill pay

Free digital banking

Add Kasasa Protect™ to your account for a comprehensive fraud protection and restoration solution.

Your Credit Union

Banking shouldn’t be a challenging journey. Rocky Mountain Law Enforcement Credit Union is passionate about helping people like you manage and protect your finances.

After all, we’re more than just a bank – we’re a community that backs the blue.

If you’re ready to discuss your next checking account, drop us a line at 303.458.6660, send over an email to member@rmlefcu.org, or stop by one of our Denver Metro Area branches.

*When monthly qualifications are met, you receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to a total of $25 per monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.